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Lyft and Uber Rideshare Insurance Companies

Lyft and Uber Rideshare Insurance Companies:

Below you can find more information about each individual insurer that offers rideshare insurance coverage. You can contact me at the “Contact Us” link if you want your insurance company or contact to be listed below.

To find out which rideshare insurance company is available in your state, go to the below post:

Allstate Ride for Hire Ride-hailing Insurance

Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you’re thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC’s insurance falls short of your needs in the event of an accident.

Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy.

Talk to an agent

Erie Ridesharing Insurance

Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what’s covered and when. With ERIE’s new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

Farmers

Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:

Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride.

To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

Geico Insurance:

Insurance is hard enough without having to guess when or who you’re covered by. When you have GEICO’s Ridesharing Insurance it’s simple, you’re covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you’re on your way to pick up passengers or just your groceries. GEICO’s Ridesharing Insurance has you covered.

Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

Liberty Mutual Rideshare Insurance

Liberty Mutual is an auto insurance company that is friendly towards Lyft and Uber drivers. Liberty Mutual’s car insurance coverage options, benefits and discounts mean you can get the protection you need, at a price you deserve. While they don’t specifically have rideshare endorsements, they will not cancel your policy because you drive for Lyft and Uber. In addition, their auto insurance policy won’t cover you when you get into a rideshare accident since they will be secondary to Uber and Lyft insurance.

You can get a free quote form the link below:

Get a Free Quote

Mercury Rideshare Insurance:

Mercury’s ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities.

We are currently available in Arizona, California, Illinois, Nevada and Oklahoma.

For more information, visit Mercury’s Website.

MetLife Lyft Insurance:

MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year.

The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program.

Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement.

For more information, visit www.metlife.com.

Metromile Uber Insurance

Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn’t count towards the Metromile Insurance. Also, you won’t have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance.

Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

Mountain America Ridshare Insurance

Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs.

We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road.

Don’t wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882.

Get a free auto insurance quote

Safeco RideSharing Coverage

Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase

State Farm Rideshare Insurance

State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.

Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.

The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance.  This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Travelers Rideshare Insurance:

Available in Illinois and Colorado: “The Limited Ride Sharing Coverage endorsement can help protect individuals who drive for transportation network companies. The endorsement provides auto coverage after drivers open a mobile ride sharing app, but before connecting with a passenger.” The endorsement is a rider on top of their personal auto insurance plan.

USAA Rideshare Insurance

Personal auto USAA rideshare insurance is now available for new policies in Arizona, California, Colorado, Massachusetts, Illinois, Ohio, Tennessee, Texas, and Washington State! If you have existing USAA insurance, you will need to cancel it and then start a new personal auto policy with the USAA rideshare insurance option.

Rideshare Gap Protection extends your personal auto policy coverage from the time you turn on the rideshare app until you are matched with a passenger. Rates vary by location and risk and are subject to change.

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