Rideshare Dashboard

Lyft and Uber Rideshare Insurance Alabama

Lyft and Uber Rideshare Insurance Alabama

There is a large personal Uber insurance and Lyft insurance issue for all Uber and Lyft drivers. The Uber insurance and Lyft insurance issue comes from the fact that rideshare is considered “for-hire”, therefore considered to violate personal auto insurance terms of conditions. Uber and Lyft both carry their own commercial insurance but the problem is that the insurance is not primary in some instances. The “grey area” is when you are online with Lyft and Uber but with no passengers in the car. Many are calling this “period 1” coverage. There is currently an option for rideshare insurance Alabama.

Many personal auto insurance won’t even cover you during “Period 1” so that leaves Lyft and Uber drivers at risk of covering the accident out of pocket. The current status quo was to tell your auto insurance that you weren’t on Lyft or Uber, which is unfortunately a crime. However, there are now options for drivers in many states to get Lyft insurance and Uber insurance.

The great news is that drivers in 44 states now can get auto insurance that also covers their rideshare activities (Period 1). Many insurance claim that it will add about $20-$40 a month to their premium, which isn’t bad for the increase risk of our rideshare activity. I have listed all 50 states, even though Uber only operates in 46 of those states. I have also listed if there are rideshare insurance in every state.

To see rideshare insurance options in all 50 states, you can view them here:

State Farm and Liberty Mutual will not cancel you as a rideshare driver, but in most states they won’t cover Period 1 explicitly, unless they have a new rideshare insurance Alabama policy or rider. There are other personal auto insurance companies that will not cancel your policy if you are a rideshare driver, but won’t cover you for Period 1.

Lyft Insurance and Uber Insurance – Alabama

Farmers rideshare insurance provides rideshare insurance Alabama that will insure both Lyft and Uber drivers. Read below for more information

Exit mobile version