Illinois Rideshare Insurance for Uber and Lyft Drivers
Erie is the only insurance that will insure both Lyft and Uber drivers. This is usually the most affordable option. Metlife will only insure Lyft drivers and Metromile only insures Uber drivers. Metromile will be a good option if you drive less than 7000 miles a year. Allstate is listed to offer rideshare insurance in this state but the policies are unavailable as of January 2016. See below for more information.
- Erie- They launched what they believe to be a first-of-its-kind coverage to protect drivers who use ridesharing services like Uber and Lyft. The new car insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what’s covered and when. With ERIE’s new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.
- Metlife (Lyft only): MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year.
- Metromile (Uber only): Metromile is a pay-per-mile insurance that is geared to save money for drivers who don’t drive very often. However, if you drive over 10k miles, it will cost more than traditional insurance options.
- Allstate : They are in the process of getting their policies running in the above listed states, so it is unclear if it is actually available for purchase. You can go to Allstate’s website for more information.
Cities in Illinois:
To see rideshare insurance options in all 50 states, you can view them here: