California Rideshare Insurance for Uber and Lyft Drivers
Farmers is the only insurance that will insure both Lyft and Uber drivers. This is usually the most affordable option. Metlife will only insure Lyft drivers and Metromile only insures Uber drivers. Metromile will be a good option if you drive less than 7000 miles a year.
- Farmers: Farmers Rideshare insurance is not available for sale online. Call 1-855-808-6599 or talk to your Farmers agent to add this new coverage in Arkansas, Arizona, California, Colorado, Kansas, Minnesota, Nevada, Ohio, Oklahoma, Texas, Utah, and Wisconsin! With Farmers Rideshare, you can avoid a potential gap in coverage by extending your personal auto insurance coverage when you are logged in and waiting to be matched with your next rider.
- Metlife (Lyft only): MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year.
- Metromile (Uber only): Metromile is a pay-per-mile insurance that is geared to save money for drivers who don’t drive very often. However, if you drive over 10k miles, it will cost more than traditional insurance options.
- Mercury: This is a newer rideshare insurances to be active in California. See below to sign up.
Cities in California:
- San Francisco
- San Jose
- San Diego
- Los Angeles
- Santa Barbara
- Orange County
- Inland Empire
To see rideshare insurance options in all 50 states, you can view them here: