Rideshare Insurance Options For Uber and Lyft Drivers in 50 States

Rideshare Insurance Options For Uber and Lyft Drivers in 50 States

Last year was a big year for personal auto rideshare insurance coverage for rideshare drivers. In 2014, almost no insurer would offer ridesharing insurance explicitly but due to legislation in multiple states, large insurance companies have built specific ridesharing insurance policies or riders on existing policies to insure Lyft drivers and Uber drivers.

The Big Rideshare Insurance Issue

The ridesharing insurance issue comes from the fact that rideshare is considered “for-hire”, therefore considered to violate personal auto insurance terms of conditions. Uber and Lyft both carry their own commercial insurance but the problem is that the ridesharing insurance is not primary in some instances. The “grey area” is when you are online with Lyft and Uber but with no passengers in the car. Many are calling this “period 1” ridesharing insurance coverage. There are some ridesharing insurance that covers Period 1, but most of them do not, which means you will need to rely on Uber and Lyft’s commercial insurance for coverage. This often comes with a large deductible and it also does not cover collision damage to your car.

Many personal auto insurance companies won’t even cover you during “Period 1” so that leaves Lyft and Uber drivers at risk of covering the accident out of pocket. The current status quo was to tell your auto insurance company that you weren’t on Lyft or Uber, which is unfortunately a crime. However, there are now options for drivers in many states.

Rideshare Insurance For Uber and Lyft Drivers

The great news is that drivers in 44 states now can get personal rideshare insurance. Many rideshare insurance claim that it will add about $20-$40 a month to their premium, which isn’t bad for the increase risk of our rideshare activity. I have listed all 50 states, even though Uber only operates in 46 of those states. I have also listed if there are rideshare insurance in every state. [Currently, there is one rideshare insurance company in Ontario, Canada that is insuring Uber drivers. Scroll down to the bottom to see who it is.]

State Farm and Liberty Mutual will not cancel you as a rideshare driver, but in most states they won’t cover Period 1 explicitly, unless they have a new ridesharing insurance policy or rider. There are other personal rideshare insurance companies that will not cancel your policy if you are a rideshare driver, but won’t cover you for Period 1.

What if it is a No next to my state?

I have done some research for the last few weeks and for the states with no rideshare insurance, I wasn’t able to find any insurer that will write a personal rideshare insurance policy or rideshare endorsement for rideshare drivers in that state. If you find one, leave a comment below to say who was willing to insure you.

Here is the link you can sign up with to get notified as soon as a rideshare insurance policy becomes available in your state:

Insurance Contact Form

Rideshare Insurance by State:

Select your state:

Select a StateAlabamaArizonaArkansasCaliforniaColoradoConnecticutDCDelawareFloridaGeorgiaIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaTennesseeTexasUtahVirginiaWashingtonWest VirginiaWisconsinWyoming

Click on the states to read more about rideshare insurance in that particular state and which ones are the best options!

Alabama

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Arizona

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Mercury Rideshare Insurance:

  Mercury's ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities. We are currently available in Arizona, California, Illinois, Nevada and Oklahoma. For more information, visit Mercury's Website.

• Mountain America Ridshare Insurance

  Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs. We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road. Don't wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882. Get a free auto insurance quote

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

Arkansas

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

California

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Mercury Rideshare Insurance:

  Mercury's ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities. We are currently available in Arizona, California, Illinois, Nevada and Oklahoma. For more information, visit Mercury's Website.

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Colorado

• Allstate Ride for Hire Ride-hailing Insurance

  Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you're thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

  Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC's insurance falls short of your needs in the event of an accident.
  Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy. Talk to an agent

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• Mountain America Ridshare Insurance

  Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs. We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road. Don't wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882. Get a free auto insurance quote

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• USAA Rideshare Insurance

  Personal auto USAA rideshare insurance is now available for new policies in Arizona, California, Colorado, Massachusetts, Illinois, Ohio, Tennessee, Texas, and Washington State! If you have existing USAA insurance, you will need to cancel it and then start a new personal auto policy with the USAA rideshare insurance option. Rideshare Gap Protection extends your personal auto policy coverage from the time you turn on the rideshare app until you are matched with a passenger. Rates vary by location and risk and are subject to change.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Connecticut

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Delaware

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

DC (District of Columbia)

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

Florida

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

Georgia

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Hawaii

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• Mountain America Ridshare Insurance

  Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs. We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road. Don't wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882. Get a free auto insurance quote

Idaho

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Illinois

• Allstate Ride for Hire Ride-hailing Insurance

  Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you're thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

  Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC's insurance falls short of your needs in the event of an accident.
  Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy. Talk to an agent

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Mercury Rideshare Insurance:

  Mercury's ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities. We are currently available in Arizona, California, Illinois, Nevada and Oklahoma. For more information, visit Mercury's Website.

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

Indiana

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Iowa

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Kansas

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

Kentucky

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Louisiana

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Maine

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Maryland

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

Massachusetts

• Liberty Mutual Rideshare Insurance

  Liberty Mutual is an auto insurance company that is friendly towards Lyft and Uber drivers. Liberty Mutual's car insurance coverage options, benefits and discounts mean you can get the protection you need, at a price you deserve. While they don't specifically have rideshare endorsements, they will not cancel your policy because you drive for Lyft and Uber. In addition, their auto insurance policy won't cover you when you get into a rideshare accident since they will be secondary to Uber and Lyft insurance. You can get a free quote form the link below: Get a Free Quote

• USAA Rideshare Insurance

  Personal auto USAA rideshare insurance is now available for new policies in Arizona, California, Colorado, Massachusetts, Illinois, Ohio, Tennessee, Texas, and Washington State! If you have existing USAA insurance, you will need to cancel it and then start a new personal auto policy with the USAA rideshare insurance option. Rideshare Gap Protection extends your personal auto policy coverage from the time you turn on the rideshare app until you are matched with a passenger. Rates vary by location and risk and are subject to change.

Michigan

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

Minnesota

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Mississippi

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Missouri

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

Montana

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

Nebraska

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Nevada

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

New Hampshire

• There is no rideshare insurance in New Hampshire

New Jersey

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

New Mexico

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

New York

• All Uber and Lyft drivers need commercial (livery) insurance and TLC plates

North Carolina

• No Rideshare Insurance in North Carolina

North Dakota

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Ohio

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Oklahoma

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Mercury Rideshare Insurance:

  Mercury's ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities. We are currently available in Arizona, California, Illinois, Nevada and Oklahoma. For more information, visit Mercury's Website.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Oregon

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Pennsylvania

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

Rhode Island

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

South Carolina

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

South Dakota

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

Tennessee

• Allstate Ride for Hire Ride-hailing Insurance

  Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you're thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

  Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC's insurance falls short of your needs in the event of an accident.
  Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy. Talk to an agent

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Texas

• Allstate Ride for Hire Ride-hailing Insurance

  Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you're thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

  Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC's insurance falls short of your needs in the event of an accident.
  Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy. Talk to an agent

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• USAA Rideshare Insurance

  Personal auto USAA rideshare insurance is now available for new policies in Arizona, California, Colorado, Massachusetts, Illinois, Ohio, Tennessee, Texas, and Washington State! If you have existing USAA insurance, you will need to cancel it and then start a new personal auto policy with the USAA rideshare insurance option. Rideshare Gap Protection extends your personal auto policy coverage from the time you turn on the rideshare app until you are matched with a passenger. Rates vary by location and risk and are subject to change.

Utah

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Mountain America Ridshare Insurance

  Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs. We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road. Don't wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882. Get a free auto insurance quote

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

Vermont

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

Virginia

• Allstate Ride for Hire Ride-hailing Insurance

  Ride-hailing can help you earn extra cash, but it can also lead to gaps in your auto insurance coverage. Allstate Ride for Hire can help you stay protected for as little as $15-20 per year. If you're thinking about using your personal vehicle to drive for a transportation network company (TNC), we can help you get protection.

  Allstate Ride for Hire can help:

  • Cover gaps in your personal auto insurance coverage when your insured vehicle is used to drive for a TNC.
  • Provide additional protection if your TNC's insurance falls short of your needs in the event of an accident.
  Your Allstate agent can help you learn more about the benefits of adding Allstate Ride for Hire to your existing auto insurance policy. Talk to an agent

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

Washington

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• MetLife Lyft Insurance:

  MetLife Auto & Home® and Lyft, one of the nation’s leading ridesharing companies, announced today that Lyft drivers in California—one of the largest ridesharing states—now have access to a unique auto insurance policy tailored specifically for Lyft drivers. The policy was first made available to Lyft drivers in Colorado, and expanded to Illinois, Texas and Washington earlier this year. The policy, offered by MetLife Auto & Home, contains an endorsement unique to the auto insurance marketplace in that it offers coverage for rideshare drivers at every stage of the trip: while the driver is logged into the app and waiting for a passenger request, is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the policy endorsement will vary based on the mileage driven in the Lyft program. Lyft drivers, or those interested in driving for Lyft, in California, Colorado, Illinois, Texas and Washington can call MetLife Auto & Home toll-free at 1-855-782-8480 to inquire about a policy. Current MetLife Auto & Home auto policyholders in these states will be able to have their auto policy re-written with the Lyft endorsement. For more information, visit www.metlife.com.

• Metromile Uber Insurance

  Metromile provides rideshare insurance as Uber insurance. Metromile is directly integrated with Uber so that every mile you drive on Uber does not count against the total mileage charged to your Metromile insurance account. For full time Uber drivers, Metromile Uber insurance makes a lot of sense since every mile you drive on Uber doesn't count towards the Metromile Insurance. Also, you won't have any insurance issues if you use Metromile Uber insurance. This differs from the commercial Uber insurance. Metromile Uber insurance will be a good option if you drive less than 7000 miles a year.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• USAA Rideshare Insurance

  Personal auto USAA rideshare insurance is now available for new policies in Arizona, California, Colorado, Massachusetts, Illinois, Ohio, Tennessee, Texas, and Washington State! If you have existing USAA insurance, you will need to cancel it and then start a new personal auto policy with the USAA rideshare insurance option. Rideshare Gap Protection extends your personal auto policy coverage from the time you turn on the rideshare app until you are matched with a passenger. Rates vary by location and risk and are subject to change.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

West Virginia

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Wisconsin

• Farmers Rideshare Insurance

  Farmers Rideshare Insurance extends your personal auto insurance coverage through Period 1 until you accept a ride and the rideshare company’s full commercial liability coverage applies in Periods 2 & 3. This policy enables you to select the coverage that fits your needs, including:
  • Comprehensive and collision coverages that pay for damages to your car
  • Uninsured motorist coverage, in case you are hit by a driver who isn’t insured or is underinsured
  • Medical payment and personal injury protection (if required)
  Farmers Rideshare insurance coverage ends when you accept a ride. The rideshare company’s full commercial liability coverage applies until that ride exits your car. Farmers Rideshare once again applies until you accept your next ride. To learn more about Farmers Rideshare, talk to a Farmers agent today. An agent will make it easy for you to customize a policy that provides you with the coverage you want. Farmers Rideshare is not available for sale online.

• Erie Ridesharing Insurance

  Erie Insurance was the first to launch a first-of-its-kind insurance coverage to protect drivers who use ridesharing services like Uber and Lyft. The new ridsharing insurance coverage solves a longstanding problem for drivers in the ridesharing economy by eliminating confusion over what's covered and when. With ERIE's new coverage, the driver has insurance coverage during every part of the trip—before, during and after the hired ride.

• Safeco RideSharing Coverage

  Currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington and Wisconsin. Talk to your independent insurance agent to purchase
  • Extend your personal auto policy: With Safeco RideSharing Coverage, you get nearly the same coverage during applicable ridesharing activities as you do any other time you drive. Most of the coverages and options you selected for your Safeco auto policy extend to your RideSharing Coverage.
  • Cover your ridesharing gap for mere cents a day: You’ll likely pay less than $10 a month for Safeco RideSharing Coverage, which is currently available in Colorado, Illinois and Indiana and will expand to additional states soon.
  • Identify which vehicle you use for ridesharing: Your RideSharing Coverage will only apply to the vehicle specified on your policy. If you have other vehicles insured with Safeco, the coverage will not apply to them unless you purchase coverage for each one.
  • Get around-the-clock claims service: Should you have a claim, you can reach Safeco 24 hours a day, seven days a week by calling 1-800-332-3226. We’re always here to help.

• State Farm Rideshare Insurance

  State Farm will offer customers a new endorsement in Alabama, Iowa, California, Colorado, Kentucky, Maine, Minnesota, Tennessee, and Wisconsin to cover insurance gaps for policyholders who use personal vehicles to provide rides for transportation network companies like Uber and Lyft.
  Beginning October 21, 2016, State Farm will offer a Transportation Network Company Driver Coverage endorsement in Connecticut, Delaware, Georgia, Idaho, Indiana, Louisiana, Mississippi, North Dakota, Nebraska, Ohio, Oklahoma, Oregon, Washington and West Virginia.
  The optional ridesharing endorsement enables policyholders to have their personal auto policy fill in the coverage gaps left by TNC-provided insurance. This endorsement provides the driver with the full liability coverage limits carried on the auto policy during the period of time when the driver is available for hire, and provides the driver with all other coverages applicable to the auto policy during all periods of TNC driving.

Wyoming

• Geico Rideshare Insurance:

  Insurance is hard enough without having to guess when or who you're covered by. When you have GEICO's Ridesharing Insurance it's simple, you're covered by GEICO. This Hybrid Policy replaces your personal auto policy. Whether you drive for this company or that, have your app on or off. Whether you're on your way to pick up passengers or just your groceries. GEICO's Ridesharing Insurance has you covered. Get your free Ridesharing Insurance quote and leave the insurance to us. Still have questions? Call (866) 509-9444.

• Mountain America Ridshare Insurance

  Whether you are in the market for your first car insurance policy, or you are looking to switch your existing policy to save money, Mountain America Insurance can customize an auto insurance policy to meet your individual needs. We have partnered with some of the best auto insurance carriers in the industry to bring you a variety of coverage options, including: Progressive, Nationwide, Travelers, Auto Owners, Safeco and many more. This allows us to provide you with personalized coverage at the best price. We shop multiple carriers to find what works best for you, so you can spend your time on the road. Don't wait! Get a free auto insurance quote online by clicking the link below or calling 1-877-276-7882. Get a free auto insurance quote

List of Ridesharing Insurance Companies in all States

Below is the full list of rideshare insurances and states. Note that Metromile only provides Uber insurance while Metlife only provides Lyft insurance:

Ridesharing Insurance for Uber Drivers in Ontario, Canada:

The rideshare insurance coverage will become available for Ontario Uber drivers in early February, and is a simple addition to an Aviva-insured personal auto policy. Aviva will be working with regulators across the country to make this rideshare insurance policy available in other provinces in the coming months.

https://www.avivacanada.com/article/aviva-canada-offer-personal-coverage-ride-sharing-drivers

• New Uber Drivers will get up to a $800 bonus after signing up: Sign up for Uber.
• New Lyft Drivers will get up to $800 if you sign up here using this link.

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